The Nest

NestApple's Real Estate Blog

Featuring real estate articles and information to help real estate buyers and sellers. The Nest features writings from Georges Benoliel and other real estate professionals. Georges is the Co-Founder of NestApple and has been working as an active real estate investor for over a decade.

Guide to CEMA Mortgage Loans in NYC

There are a lot of closing costs associated with purchasing a home. Using a CEMA Mortgage loan in NYC is an excellent way for buyers to save money by reducing their mortgage recording tax liability. In this guide, we’ll go… Read More

Your 2025 guide to Mortgages in New York City

When you purchase real estate in New York City, you must borrow money from a lender and obtain a “mortgage loan” in NYC. This is unless you have a lot of cash in the bank and are incredibly wealthy. Getting… Read More

What is an Aztech Recognition Agreement? (2025)

If you bought a coop in New York City with a mortgage, you have heard of the Aztech Recognition Agreement. People also refer to it as the “Aztec form.” The buyer who applies for a co-op apartment with a mortgage… Read More

Buy a House for Sale by Owner (FSBO) in New York in 2025

In a nutshell, homes “For Sale By Owner” in New York (FSBO in real estate terms) mean homeowners sell their properties directly. Owners are not using listing agents to sell their homes, and sellers are motivated to sell their houses… Read More

What Is Conditional Coop Approval In NYC?

Well, you’ve done it. After you hunted for a fantastic co-op in New York City, put together an application, and got your finances in order, you got approved. Well, kind of. According to the paperwork and the news your excited… Read More

What Is a Sponsor Unit? What You Need to Know

Did you know that the starting price of renting a condo in New York City is over $3,400 per month? It is no secret that New York City is one of the world’s most expensive real estate markets. Some people… Read More