The Nest

NestApple's Real Estate Blog

Featuring real estate articles and information to help real estate buyers and sellers. The Nest features writings from Georges Benoliel and other real estate professionals. Georges is the Co-Founder of NestApple and has been working as an active real estate investor for over a decade.

Everything You Need to Know About Replacing Your Furnace: Costs and Tips (2026)

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If you’re considering a furnace replacement, you’re not alone. Many homeowners eventually face the decision to replace their furnaces.  Whether your furnace is aging or showing signs ofReplacing Your Furnace wear, it’s essential to understand the costs involved, how often to replace the filter, and when it’s time to make the change.  In this guide, we’ll cover the key points to help you make an informed decision without the stress of unexpected costs.

How Much Does It Cost to Replace a Furnace?

Replacing a furnace is a significant investment, and the costs can vary depending on several factors. 

On average, the cost to replace a furnace ranges from $2,000 to $7,000. The total cost depends on the type of furnace you choose, the size of your home, and the complexity of the installation. For instance:

  • Electric Furnaces: These are usually the most affordable to replace, typically ranging from $2,000 to $4,000 for the unit and installation.
  • Natural Gas Furnaces: A more common option, these typically cost between $3,000 and $7,000, with larger homes and more complex installations pushing the price higher.
  • High-Efficiency Furnaces: These energy-efficient models can cost more upfront but can save you money on your heating bills over time. They usually start around $5,000 and can go up to $10,000 depending on features and installation needs.

The cost also includes installation, which can range between $500 and $2,000 depending on your location and the furnace type.

How Often Should You Replace Your Furnace Filter?

In addition to replacing the furnace, keeping your system running efficiently requires regular maintenance. One of the simplest ways to keep your furnace in top shape is to replace the filter. So, how often should you replace your furnace filter?

  • Every 1–3 Months: Generally, it’s recommended to replace the filter every 1–3 months, especially during the heating season when your furnace is running frequently. If you have pets or allergies, you might need to replace the filter more often.
  • Check the Filter Regularly: It’s a good idea to visually inspect the filter monthly to see if it appears clogged. A dirty filter reduces airflow, making your furnace work harder and less efficiently.

Regularly changing your furnace filter helps extend your furnace’s life and ensures clean air quality in your home.

Signs That It’s Time to Replace Your Furnace

Knowing when to replace your furnace is crucial. Here are some signs that indicate it may be time for a new one:

  • Frequent Repairs: If you find yourself calling the repair technician often, it may be more cost-effective to replace the furnace instead of continuing to pay for repairs.
  • Uneven Heating: Cold spots in your home or uneven heating could indicate that your furnace is struggling to perform its job.
  • Rising Energy Bills: If your heating costs have been climbing despite normal usage, it may indicate your furnace is no longer running efficiently and needs replacement.
  • Age of the Furnace: Most furnaces last 15-20 years. If yours is reaching the end of its lifespan and you’re experiencing issues, it might be time for a replacement.

Planning for Furnace Replacement

If you’re thinking about replacing your furnace, it’s important to plan ahead to avoid surprises. Get a professional assessment of your home’s heating needs and ask for multiple quotes from trusted contractors. 

Understand the costs involved in both the furnace and installation to ensure you’re prepared for the investment. You’ll also want to ask about any warranties available to cover the unit and installation. When you decide it’s time to replace your furnace, it’s good to know that there are options to suit your home’s specific needs. 

Whether you’re looking for a traditional furnace or an energy-efficient model, there are solutions that can keep your home comfortable and your heating costs manageable. Planning on replacing a furnace? Trust Plametto Air Conditioning for expert advice and professional installation. 

Such companies guide you through the process and ensure your home stays warm and efficient year-round.

Conclusion

Replacing your furnace is a big decision, but with the right knowledge, it doesn’t have to be overwhelming. From understanding the cost to replace a furnace to knowing when to change your furnace filter, staying on top of these key factors will help you maintain a comfortable home while managing costs. 

If your furnace is nearing the end of its life, or if you’re facing frequent repairs, it might be time to consider a replacement. Always consult with an expert to find the best solution for your home and budget.



Written By: Georges Benoliel

Georges has been working in Wall Street for the last 16 years trading derivatives with hedge funds. He has been an active real estate investor for over a decade. Georges graduated from HEC Business School in Paris and holds a master in Finance from ESADE Barcelona.

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