The Nest
NestApple's Real Estate Blog

Featuring real estate articles and information to help real estate buyers and sellers. The Nest features writings from Georges Benoliel and other real estate professionals. Georges is the Co-Founder of NestApple and has been working as an active real estate investor for over a decade.

Ardsley, New York

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Welcome to the Village of Ardsley sign

Ardsley is a village of 5,079 people in the Town of Greenburgh, 1.32 square miles of it, per the village’s own profile. It has no Metro-North station of its own and five within reach, and its tax rate fell over three years while the bills went up.

We represent buyers across Westchester and have handed back over $11 million since 2017. Most Ardsley questions are about the other Ardsley.

A Westchester village main street

Ardsley vs Ardsley-on-Hudson

There are two Ardsleys, a few miles apart, and the difference is a different village entirely.

ArdsleyArdsley-on-Hudson
What it isA villageA hamlet, and a train station
Which villageItselfPart of the village of Irvington
Which townGreenburghGreenburgh
On the HudsonNoYes

The station’s address is 1 Ardsley Avenue, Irvington. Our own post said for four years that Ardsley-on-Hudson belonged to “the town of Irvington”. There is no such town, and a buyer who books a viewing on that basis loses an afternoon.

The Ardsley NY Metro North question

Ardsley has no station. It has five nearby, and residents pick by the direction they drive.

StationLineMonthly to Grand Central
Dobbs FerryHudson$271.50
Hastings-on-HudsonHudson$271.50
ScarsdaleHarlem$271.50
HartsdaleHarlem$271.50
White PlainsHarlem$271.50

All five sit in the same fare band on the MTA’s own table, so the choice costs the same whichever way you go. Five platforms, none of them yours, and the flexibility is worth something: a signal problem on one line isn’t your problem.

The rate fell and the bill went up

The most useful thing on this page, from Ardsley’s own adopted budget.

Village of ArdsleyTax rate per $1,000Total assessed value
Two years ago10.74$1,325,241,431
Last year10.2662$1,424,950,550
2026-27, adopted10.3724$1,547,294,922

The rate is lower than two years ago and the assessed base grew by $222 million. A tax rate is a fraction, and somebody keeps changing the bottom half.

So comparing two towns by their rates tells you nothing, which is the trap explained in the suburbs of NYC. The village rate is also one of three layers: Greenburgh and the school district sit on top. Westchester’s average bill was $18,386 in ATTOM’s 2025 report, and our closing cost calculators handle the one-off side.

Ardsley NY schools

The Ardsley Union Free School District is why most buyers we meet are looking here. Niche’s 2026 ranking places it among New York’s leading districts and in Westchester’s top ten.

That’s the entire price mechanism in a village of 5,079 with no platform. Georges puts it plainly: “I don’t think any neighborhood is overpriced, quite frankly. The market is transparent.” The district is not a hidden feature; it is the invoice.

What we see in the field

Buyers arrive with the wrong village. The two Ardsleys have different prices and different stations. Check which one a listing means before you drive out.

Old guides carry claims that only exist on the page making them. Ours called Ardsley “the 351st largest community in New York State”. That sentence belongs to a data vendor, who applies it to Southampton, and to towns in California and Texas. We removed it rather than fix it.

The rest of the correction list is short:

  • Population 4,502: The 2020 Census says 5,079.
  • Ardsley-on-Hudson is in the town of Irvington: Irvington is a village, not a town.
  • Borders Yonkers and Irvington: The actual neighbours are Dobbs Ferry, Scarsdale and Elmsford.

The rebate matters more where the bill is this size. Our buyers receive an average of $22,000 back at closing on an average purchase of about $1.1 million. How the rebate works.

Common questions

Is Ardsley the same as Ardsley-on-Hudson? No. Ardsley is a village in the Town of Greenburgh. Ardsley-on-Hudson is a hamlet and a Metro-North station inside the neighbouring village of Irvington, in the same town.

Does Ardsley have a train station? No. Residents use Dobbs Ferry or Hastings-on-Hudson on the Hudson Line, or Scarsdale, Hartsdale or White Plains on the Harlem Line. All five carry the same $271.50 monthly.

What is the tax rate in Ardsley? The village rate adopted for 2026-27 is $10.3724 per $1,000 of assessed value, and that’s the village layer only. Greenburgh and the school district add their own.

Is Ardsley in Greenburgh? Yes. It is an incorporated village inside the Town of Greenburgh.

Living in Ardsley NY

Ardsley is the smallest of the river towns that isn’t on the river, and what it offers is a school district with a short drive attached.

Three numbers decide it: the bill on the house, the parking at whichever station you’d use, and what the drive is worth on a February morning. Armonk and Briarcliff Manor run the same three.

We represent buyers across Westchester and hand back up to 2% of the price at closing. See how the buyer rebate works.



Written By: Nicole Fishman Benoliel

Nicole Fishman Benoliel co-founded NestApple in 2017. She's a lawyer admitted to the New York bar - her law degree is from La Escuela Libre de Derecho in Costa Rica, with further study at IE Business School in Madrid and an LLM from Fordham in New York. She does not act in a legal capacity at NestApple; every client is referred to an attorney who handles real estate deals full time.

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