Full of character and opportunity, this charming two-family Cape Cod-style home offers a versatile living arrangement in the heart of Montrose. Situated on approximately 0.23 acres, the property features two distinct apartments, making it an excellent option for owner-occupants and investors alike. The spacious two-level apartment offers 2 bedrooms and 2 bathrooms, with a bright living room, an inviting eat-in kitchen, and direct access to a rear deck overlooking the yard. A distinctive spiral staircase leads to the upper level, where both bedrooms offer a cozy retreat. The second apartment features 1 bedroom and 1 bathroom, conveniently situated entirely on the first floor with its own separate entrance. Additional highlights include hardwood-style flooring, off-street parking, a generous yard, and a charming white picket fence that adds to the home’s curb appeal. Conveniently located near shopping, restaurants, parks, schools, and Metro-North transportation. Whether you’re looking to live in one apartment while generating rental income from the other or expand your investment portfolio, this property offers flexibility and potential in a desirable Hudson Valley location.