Looking for a home that balances character with manageable monthly costs? Rising housing expenses can make it difficult to plan ahead-but this charming one-bedroom co-op offers a standout advantage: the low $491 monthly maintenance includes real estate taxes.

Located one flight up in a well-maintained, five-story walk-up at 444 West 54th Street, this quiet second-floor apartment in move-in condition features high ceilings, hardwood floors, and oversized, south-facing windows that bring in abundant natural light. The windowed kitchen adds ventilation and daylight, while the bedroom accommodates a queen-sized bed. Residents also have access to laundry in the building, dedicated complimentary storage, and a shared garden patio. A video intercom adds safety and convenience.

The 19-unit HDFC co-op has qualifying Income limits that are calculated based on total income before deductions: $196,020 for one person and $223,905 for two people. Set in the heart of Manhattan in the popular Hell’s Kitchen neighborhood, the location on a gorgeous tree-lined block offers convenient access to neighborhood dining, shops, transit, and everyday amenities including Central Park and Hudson River Park.

Primary residence only. Most pets permitted. Sorry no dogs. Contact listing agent for more information and to schedule a private showing.