Westchester Seller Closing Cost Calculator
Estimate your net proceeds from selling in Westchester County — broker commission, transfer taxes, attorney fees, and every standard closing cost, itemized. Westchester seller closing costs typically run 6.5% to 8% of the sale price, driven mostly by broker commission.
Buying instead? See our Westchester Buyer Closing Cost Calculator, or all our calculators.
Glossary
Broker commission, by far — typically 5-6% of the sale price, split between the listing and buyer’s side. Everything else on this page (transfer taxes, attorney fees, recording fees) usually adds up to well under 1% combined.
New York law requires sellers of 1-4 family homes to either complete a detailed property condition disclosure form or pay the buyer a flat $500 credit instead. Nearly every seller opts for the $500 credit rather than assume the disclosure liability — that’s the fee modeled here, and it only applies to houses.
A co-op sale transfers stock and a proprietary lease, not real property, so it uses its own closing mechanics: a UCC-3 termination (releasing the prior lender’s stock lien) instead of a mortgage satisfaction, a co-op transfer tax filing fee, and New York State stock transfer tax stamps — all specific to co-ops and not applicable to houses or condos.