Westchester Transfer Tax Calculator
Selling in Westchester County? You’ll owe NY State Transfer Tax on every sale, plus a local transfer tax on top of that if you’re selling in Yonkers, Mt. Vernon, or Peekskill — the three Westchester cities that levy their own additional tax. Enter your sale price to see the full breakdown.
Want your full seller closing costs, not just transfer tax? See our Westchester Seller Closing Cost Calculator, or all our calculators.
Glossary
The seller pays, at 0.4% of the sale price statewide — the same rate that applies outside NYC generally. Unlike NYC, there’s no higher bracket for expensive sales; 0.4% applies regardless of price. The tax is technically computed per $500 of consideration, so the sale price is rounded up to the nearest $500 first.
Three: Yonkers (1.5% of the full sale price), Peekskill (1% of the full sale price), and Mt. Vernon (1% of the sale price above $100,000, so the first $100,000 is exempt from the local tax). Every other Westchester city, town, and village has no additional local transfer tax — just the 0.4% NY State rate.
NY State Transfer Tax applies the same way to houses, condos, and co-ops. The local city transfer taxes in Yonkers, Mt. Vernon, and Peekskill generally exempt co-ops, since a co-op sale transfers stock rather than real property — confirm the specifics with your closing attorney if you’re selling a co-op in one of those cities.