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Key Details
Days on market2
Estimated payment$1,492/mo
Description
Show full description
Important Stuff
No Pets
Home Features
Walk In Closet
Building Amenities
Services and facilities
Garage
Map
History
ListedSeptember 24, 2026
Days on Market2
Last UpdatedSeptember 24, 2026

Full public sale/price history isn't available through our listing feed for this property.

What It'll Cost
Purchase price$295,000
Asking Price: $295,000
Term30 Years
Down Payment$59,000 (20%)
Min: 20% ($59,000)
Rate6.5%
Mortgage Amount$236,000
Mortgage Payment$1,492/mo
Estimated NestApple rebate−$5,900
Estimated closing cost$8,850
Total monthly cost$1,492/mo

Drag the sliders above to model your own purchase price, term, down payment, and rate — the numbers update live. For a precise breakdown, use our NYC Buyer Closing Cost Calculator and Commission Rebate Calculator.

642 Locust Street, Unit 4H

Coop in Mount Vernon
2bd · 2ba · 1,200ft² · $246/ft²
For Sale
Buy with NestApple
$289,100 List Price $295,000

642 Locust Street, Unit 4H

Due to recent rule changes, buyer agent commissions are no longer advertised on the MLS. NestApple estimates your rebate as up to 2% of the purchase price, based on our standard commission-sharing arrangement. Prior to any showing, we will confirm the exact commission and rebate amount with the listing agent and with you in writing. Commissions are not set by law and are fully negotiable. Listing information for this property is sourced via the REBNY RLS, which does not fix, control, recommend, suggest or maintain any commission rates and/or fees for services, and is not the source of any commission information.

If offer accepted at:
$295,000
At asking price
Pay this price if you buy with us
$289,100
Traditional Agent
Buyer Rebate
$0
Buy with NestApple
Nicole Fishman Benoliel
Buyer Rebate
+$5,900
Schedule a Tour
If you're not yet under a signed agreement with another agent, NestApple can represent you and pass along the rebate. If you already have a buyer's agent, ask them directly whether they offer a rebate.
You tour homes and make offers with a licensed NestApple agent, just like with any traditional buyer's agent. At closing, we credit you a portion of our commission as a rebate, subject to your lender and the transaction's specific terms.
Our platform-driven approach lets our agents spend more time working with clients like you instead of chasing new business. We pass those savings back to you as a commission rebate.
Schedule a Tour
It's free, with no obligation.
Nicole Fishman Benoliel
Print Listing
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Closed-sale data isn't available through our current listing feed for this neighborhood.

Listing courtesy of ERA Insite Realty Services

The data relating to real estate for sale on this website comes in part from the OneKey(R) MLS. Information is deemed reliable but not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (C) 2026 OneKey(R) MLS. All rights reserved. Prices, availability and details are subject to change without notice. NestApple is a licensed real estate broker. Estimated monthly payment and rebate figures are illustrative only, not a loan offer or guarantee -- confirm exact terms with a lender and with NestApple directly.

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