Welcome to this beautifully maintained home nestled on a quiet cul-de-sac in Carmel, offering the perfect blend of comfort, privacy, and convenience. Set on a gorgeous, level property with a private backyard, this 3-bedroom, 3-bathroom home is in excellent condition and showcases beautiful hardwood floors, elegant crown molding, and a stunning kitchen complete with a breakfast bar. The lower level features a spacious family room and a legal 600-square-foot accessory apartment with its own kitchenette and generously sized bathroom, offering exceptional flexibility for extended family, guests, or additional rental income. Thoughtful features include central air conditioning, three-zone heating, excellent insulation, and the convenience of town water and sewer. Outside, the beautifully maintained, level backyard provides the perfect setting for relaxing, entertaining, or simply enjoying the peaceful surroundings. Tucked away in a quiet, private setting yet close to shopping, dining, and everyday conveniences, this home also offers an easy commute to I-684 and Metro-North via Stoneleigh Avenue. A rare opportunity to enjoy versatile living, beautiful outdoor space, and an ideal Carmel location!